{"id":453,"date":"2026-03-17T14:59:53","date_gmt":"2026-03-17T14:59:53","guid":{"rendered":"https:\/\/ijeti.uniben.edu\/?p=453"},"modified":"2026-03-17T14:59:54","modified_gmt":"2026-03-17T14:59:54","slug":"moderating-role-of-perceived-access-to-finance-on-students-risk-taking-and-entrepreneurial-intentions-in-kaduna-state-university","status":"publish","type":"post","link":"https:\/\/ijeti.uniben.edu\/index.php\/2026\/03\/17\/moderating-role-of-perceived-access-to-finance-on-students-risk-taking-and-entrepreneurial-intentions-in-kaduna-state-university\/","title":{"rendered":"Moderating Role of Perceived Access to Finance on Students\u2019 Risk-taking and Entrepreneurial Intentions in Kaduna State University"},"content":{"rendered":"\n

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Abubakar Abdullahi PhD1<\/sup>,Mohammed Yazeed PhD2<\/sup>, Mohammed Bello Idris PhD3<\/sup><\/strong><\/a><\/h1>\n\n\n\n

1, &3<\/sup>Department of Business Administration and Entrepreneurship,<\/p>\n\n\n\n

 Kaduna State University, Nigeria.<\/p>\n\n\n\n

2<\/sup>Ahmadu Bello University, Zaria<\/p>\n\n\n\n

Abstract:<\/strong><\/p>\n\n\n\n

Entrepreneurial intention is becoming a rapidly progressing arena of study due to its importance in predicting entrepreneurial behavior and subsequent venture creation. However, there are growing concerns over the level of entrepreneurial intention formation. Therefore,  the study explored how students\u2019  perceived access to finance could influence their risk-taking propensity and entrepreneurial intentions. The study utilized a quantitative research approach and survey method. Data were gathered through a self-administered questionnaire, which was distributed to selected respondents using a simple random sampling method. A total of 212 students from the Faculty of Management Sciences (FMS) in Kaduna State University, Nigeria, were sampled from a population of 467. The data collected were analyzed using Partial Least Squares-Structural Equation Modeling (PLS-SEM) version 3. The findings revealed a significant role of risk-taking propensity in enhancing students\u2019 entrepreneurial intention. Perceived access to finance also has a statistically significant influence on students\u2019 entrepreneurial intentions. Moreover, perceived access to finance has a significant moderating effect on the relationship between risk-taking and students\u2019 entrepreneurial intentions. The results highlight the importance of policies and educational programmes that could equip students to have good locus control in order to promote their risk-taking propensity and improved access to financial resources to foster their entrepreneurial intentions.<\/em><\/p>\n\n\n\n

Keywords: Entrepreneurial Intention, Risk-Taking, Perceived Access to Finance<\/strong><\/p>\n\n\n\n

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Download<\/a><\/div>\n<\/div>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

  Abubakar Abdullahi PhD1,Mohammed Yazeed PhD2, Mohammed Bello Idris PhD3 1, &3Department of Business Administration and Entrepreneurship,  Kaduna State University, Nigeria. 2Ahmadu Bello University, Zaria Correspondence Email Address:  abdullahi.abubakar@kasu.edu.ng Abstract: Entrepreneurial intention is becoming a rapidly progressing arena of study due to its importance in predicting entrepreneurial behavior and subsequent venture creation. However, there are […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[],"class_list":["post-453","post","type-post","status-publish","format-standard","hentry","category-2-2-june-25"],"_links":{"self":[{"href":"https:\/\/ijeti.uniben.edu\/index.php\/wp-json\/wp\/v2\/posts\/453","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ijeti.uniben.edu\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ijeti.uniben.edu\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ijeti.uniben.edu\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ijeti.uniben.edu\/index.php\/wp-json\/wp\/v2\/comments?post=453"}],"version-history":[{"count":1,"href":"https:\/\/ijeti.uniben.edu\/index.php\/wp-json\/wp\/v2\/posts\/453\/revisions"}],"predecessor-version":[{"id":454,"href":"https:\/\/ijeti.uniben.edu\/index.php\/wp-json\/wp\/v2\/posts\/453\/revisions\/454"}],"wp:attachment":[{"href":"https:\/\/ijeti.uniben.edu\/index.php\/wp-json\/wp\/v2\/media?parent=453"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ijeti.uniben.edu\/index.php\/wp-json\/wp\/v2\/categories?post=453"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ijeti.uniben.edu\/index.php\/wp-json\/wp\/v2\/tags?post=453"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}

Correspondence Email Address:  abdullahi.abubakar@kasu.edu.ng<\/a><\/p>\n\n\n\n